Payday loans from R500 to R10,000, over terms up to three months. Apply online in minutes and know exactly what you'll repay before you commit.
Move the sliders to match what you need. Figures update instantly — no credit check required for an estimate.
Estimated final repayment date: —
Estimate only, for illustration — your final quote, including applicable initiation and monthly service fees, is confirmed once your application is assessed. Credit checks are conducted to assess applicants’ creditworthiness and minimise lending risks in line with NCA requirements. Novax Financials is a registered credit provider (NCRCP 12977) lending responsibly under the National Credit Act 34 of 2005.
No branch visits, no lengthy paperwork — apply from your phone and get an answer fast.
An urgent expense from nowhere, at exactly the wrong time. We believe a short-term problem deserves a short-term, honest solution.
From R500 to R10,000, based on what you actually need.
A repayment period that suits your pay cycle, up to 3 months.
Submit your documents online — most applications answered same day.
See your exact repayment before you apply. No surprises.
We do not accept self-employed applicants.
Your most recent proof of income.
To confirm your affordability.
A valid South African ID document.
Dated within the last 3 months.
But in reality, an urgent expense pops up from nowhere at exactly the wrong time — the car that's just conked out, a bill that's just landed, an anniversary remembered with hours to spare.
We believe short-term cash-flow problems deserve a short-term, honest solution. So whether it's big or small — don't worry, Novax it.
"We're responsible. Payday loans run from R500 to R10,000 over a three-month repayment period. Need something outside that? Just talk to us directly."
— Our lending policy, in plain termsNovax Financials is a registered credit provider with the National Credit Regulator (NCR), lending in terms of section 40 of the National Credit Act 34 of 2005, as amended.
NCRCP No. 12977011 708 0706 (office) · 079 500 9332 (WhatsApp)
661 Cedar Creek Estate
Clovelly Crescent, Broad Acres
Fourways, Gauteng, 2021
Work out your payday loan above, then send us your details and documents — we'll come back to you the same day.
Start your application