Lending Made Easy.

With a track record of lending over a million rands

What you can get

Clients can apply for a loan between R500 and R10 000 for a period of three months repayment.
Should you need anything outside of the above mentioned policy contact us directly.

What you’ll need:

Latest Payslip

3 months bank statement

ID Copy

Proof of residence

How to apply
  1. Choose the amount you need
  2. Choose how long you will need to repay
  3. Click "Apply Now" and proceed to finalise your loan

Calculate your Repayment Amount

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1 x installment
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Interest & Fees

Disclaimer: Please note we charge an additional service fee of R97.75

Flexible, short term loans that give you back control.

Our short term loans help people manage their cash flow. If you need a cash loan to tide you over for a short while, we're here for you. Our personal loan process is simple and easy to understand.


We're flexible

You can save interest by repaying your short term loan early. If things go wrong, we're here to help you find a solution.


We're committed to you

We lend responsibly, treat our customers fairly, and help people make sense of their money.


We're transparent

There are no hidden charges. We make all our fees completely clear upfront before you apply.

Our Blog

Financial planning is a critical aspect of managing one’s personal finances

Financial planning is a critical aspect of managing one’s personal finances and achieving long-term financial stability. It involves setting financial goals, creating a budget, and making strategic financial decisions to reach those goals. Without a solid financial plan, it can be difficult to effectively manage money and make progress towards achieving financial goals. One of […]

  2023/01/22   19:11:36
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Responsible money planning

Responsible money planning is crucial for achieving financial stability and security. It involves creating and sticking to a budget, saving money, investing wisely, and managing debt. By taking control of your finances, you can make informed decisions about how to best use your money to meet your short-term and long-term goals. One of the most […]

  2023/01/22   19:10:28
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Loans are important

Short term loans, also known as payday loans, are a type of financial product that can provide a quick and easy solution for those who need cash in a hurry. These loans are typically for small amounts, usually under R1000, and have a short repayment period, usually within a few weeks to a month. Despite […]

  2023/01/22   19:09:13
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We're here to help:

Call us on 011 708 0706 or email us on enquiries@novaxfinancials.co.za